Tired of your debt?


Silly question, right? No one likes to talk about their debt, and yet, it affects almost everyone. On average, each household with a credit card carries more than $15,000 in credit card debt. Total U.S. consumer debt is at $11.4 trillion. Your goal should be to pay off your credit card debt as soon as possible. We can help you get there faster.

Ready to live debt free?


Balance 180 works by systematically applying more money toward the principal of the debts in your plan similar to the mathematical debt roll down theory. Our software creates a debt roll down plan based on the terms of your debts including the interest rates, balances, and other factors we pull from the information we collected from you.

Take the Balance 180 Challenge


If you’re looking for a long-term solution to your debt that won’t show up on or harm your credit, we invite you to take the Balance 180 Challenge. When you call us for your free evaluation and we'll show you how you can save thousands in interest, and shave years off your loan payments, without harming your credit.

Look at Your Debt Differently

Debt is a tool you use to leverage your money when it makes sense, like buying your home for example. Almost no one has the cash to just go out and buy a house, so using credit and creating a debt makes sense. On the other hand, we have a tendency to get too comfortable with creating debts for everyday needs. Debt does not have to be a part of life. Here are some unfortunate realities:
1%
1%

of the American population will retire wealthy.
4%
4%

retire financially dependent on savings, pensions, etc.
5%
5%

still have to work past the age of retirement.
50%
50%

are financially dependent on others.

Get Out of Debt


Enhance Your Lifestyle


Save for Retirement


95%
95% Success Rate

We guarantee that you will become debt free by the time we determined when we completed your free analysis, or you get your money back.
A+
A+ Rating

We have an A+ accreditation and zero complaint history with the Better Business Bureau, in part because we conduct extensive ongoing research and due diligence so that we know what we can do before we say we can do it.
17+
17+ Years Experience

FirstTrust is more than a personal finance company, we’re a financial partner. We offer guaranteed return on personal service and have been doing so for more than 17 years.
$5M
$5,000,000

$5M distributed to client creditors each month through our Balance 180 program.
Do not save what is left after spending, but spend what is left after saving.
Warren Buffet

It's Your Future


Call us today to get your own personalized analysis at no cost to you and with no obligation.